Terms and Conditions
By using the Site, you indicate that you accept these Terms and that you agree to abide by them. If you do not agree to these Terms, please refrain from using the Site.
Neither 3Ys.com nor any of its directors, officers, employees, representatives, affiliates or agents shall have any liability whatsoever arising, for any error or incompleteness of fact or opinion in, or lack of care in the preparation or publication, of the materials posted on this website. 3Ys.com does not give investment advice, provide analysis or recommendations regarding any offering posted on the website. The content and material available on the platform are for informational purposes only and should not be regarded as an offer, solicitation, invitation, advice or recommendation to buy or sell investments, securities or any other financial services or banking product. 3Ys.com does not promise that the Site or any content, document or feature of the Site will be error-free or uninterrupted, or that any defects will be corrected or that your use of the Site will provide specific results
Our Personal Data Protection Policy
The personal information you provide will be used in the provision of our services including but not limited to procuring of financing facilities from banks, financial institutions, lenders and government related entities. To facilitate our work, we will need access to relevant information that is required to mediate and facilitate financial transactions. This information includes the personal data you provide us, in various forms that include, but are not limited to registering with us for an account, communication gathered through electronic mail, our websites, facsimile, phone conversations or other avenues.
Your personal information is required for credit applications and initial screening. It is a basic requirement in banks and other financial institutions, and a necessary step in our engagement. Apart from business requirement, we would also to keep up-to-date records of your information both for efficiency and for the value of serving the customer the best that we can. We may use your personal information to deliver the services that you may request. Your information may also be used in our customer support system, as well as in the communication of terms and conditions, on top of other functions necessary for day-to-day business. As a basic requirement in banking and financing processes, we will need to relay your information to third parties such as the concerned banking and financing institutions. The coordination of your information is necessary to perform our services you engaged us in. All the parties concerned in managing your information are subjected to the same privacy laws that ensure your confidentiality. Our company will not use your information other than for the purposes of provisioning our services you have engaged us in. Privacy laws and adherence to their strict practices ensures the confidentiality of the client. Under specific circumstances, however, we may be required to disclose client’s information to government entities; granted that they have sufficient authority, and are within their legal purview.
Your personal data is protected by the Singapore Personal Data Protection Act 2012 (No. 26 of 2012) of Singapore (the “PDPA”). Please take a moment to read this Data Protection Policy so that you know and understand the purposes for which we collect, use and disclose your Personal Data.
3Ys.com may from time to time update this Data Protection Policy to ensure that this Data Protection Policy is consistent with our future developments, industry trends and/or any changes in legal or regulatory requirements. Subject to your rights at law, you agree to be bound by the prevailing terms of the Data Protection Policy as updated from time to time on our website. Please check back regularly for updated information on the handling of your Personal Data.
Personal Information counts as any data or detail from which a person may be identified. Such information includes, but is not limited to: your name, various ID numbers, telephone numbers, home and/or business addresses, electronic mail addresses, education history, employment history, bank and/or credit account, income documents, credit history, and other sets of information. Personal information also consists of your IP address, and other information related to using our company’s website and online facilities. The information you will provide in transacting with our company will count as personal information under which statutes and regulations under the PDPA will apply.
The collection of personal information will be for the purposes of relevant business transactions, as well as for the purposes of day-to-day administration and accounts maintenance. Information may be used for communicating with clients regarding changes in their policies and/or the company’s policies, services, or other promos. Specified messages to clients regarding goods, services, information and other promotional material will be undertaken only with the clear and unambiguous consent of the client, and under the guidelines set by the Do Not Call (DNC) Provisions. Disclosure of personal information will likewise follow the guidelines set by the PDPA.
Cookies, together with other similar types of files, may be stored on 3Ys.com’s web site. Such information does not include your personal information but consists of electronic data that helps us identify your web account. Cookies are collected when clients use the site for various purposes, and are used by the company in conducting online maintenance of its services.