Let iwantCapital’s platform help you get the Renovation Loan YOU need.


Renovation Loan

Buying a house is stressful enough, get a small loan next to renovate your dream home. Check out the renovation loans we offer.

renovation loan singapore

Secure Renovation Loans from $5,000 to $30,000

Grown out of the current decorations? Time for a new layout and give your home a complete makeover. Let iwantCapital’s unique personal loan marketplace help you get the simple financing you need.

  • Greater savings from interest rates as low as 2.31% p.a.
  • Flexible repayment period between 1 – 5 years
  • Loan amount of up to S$30,000
  • Protection from unforeseen events with comprehensive life and total permanent disability insurance plan.
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Step 1

Complete a single free loan application.

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Step 2

Get the best financing options available for yourself.

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Step 3

Get Funds!

Follow the steps to apply for a renovation loan in Singapore:

  1. Ascertain that you qualify to apply for a renovation loan. The eligibility for each bank varies but generally, if your annual income is at least $24,000, you can loan up to six times your salary. A renovation loan is capped at $30,000. You also need to be a Singaporean or a Singaporean PR, between 21 to 55 years old. If you are applying with a joint applicant, the joint applicant has to be your spouse, parent, sibling or child.
  2. Decide the loan amount based on your qualification.
  3. Make sure the renovation contractor you engaged is a HDB qualified renovation contractor.
  4. Submit the original quotation contract signed by you and your renovation contractor to the bank.
  5. Once finalized, the approved loan amount will be disbursed to the contractor directly.

Note that there is a 1% handling fee and a 1% insurance premium on the loan amount charged by the lending bank.


Give me the best Renovation Loan today!

Find out what you can borrow, ask us now

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